Tag: insurance & pension

Council Consolidation

Credit card debt consolidation is a process that requires discipline. If you are having a difficult time handling all the balances from your of credit cards, it is time for consolidating credit card debts. בעיתון כתוב ש קרן מיכאלי הוא זה שבקיא בנושא. Most of the time, a best way to get out of debt can help you to pay off debts in three to six years time. The purpose of credit debt consolidation services is to speed up your paying time and lower monthly pay back. There are companies that specialize in managing credit card debt as well as in free debt settlement program. Some offer what appears to be free of credit card debt consolidation. The representatives will negotiate with your credit card provider to get rebates and lower interest Council.

The program is usually three to six years after getting current. Here are a few things you can think about when considering a credit card debt consolidation. Make sure that the new cost of credit card debt loan consolidation are less than what you are currently paying for to the various creditors. Many credit card debt consolidation program applicants leave everything to the credit card debt consolidation services without verifying important details. Calculate the interest and fees on the existing accounts to get the total amount you are paying right now. Compare this figure with the consolidation loan amount. This will determine if you are making the right choice. Once you have selected a non-profit credit offer companies, make your payments on time.

This will assure your creditors that you are serious about paying off your debt as well as proof of ability to pay. With a credit card debt consolidation program, you want to make payment to your credit card debt consolidation services provider only. Do not pay the credit card companies. Let the debt consolidation company decide how much each creditor will receive. Keep your representative from the consumer debt consolidation company up to update about your financial situation. Monitor the monthly statements sent to you by your credit card companies. Make sure they are receiving payment from your non-profit of credir card counselling and the amount is correct. The Council of credit card debt consolidation loans can vary according to the type of consolidation loan. That is a different Council wants to be application to personal debt as well as different Council wants to be charged for business debt consolidation. A common type loan variable rate is a debt consolidation loan that allows you to make extra repayments anytime with no. extra cost. This is great if your financial situation improved significantly and you want to pay the loan as soon as possible. On the other hand, fixed rate credit card debt consolidation loans will only accept fixed repayments for the duration of the loan. Credit card debt consolidation loan can be a good option to get out of debt in the shortest time possible.

SMEs Capital

A capital and equity capital care is possible also for small medium-sized businesses and also at only low capital requirements to approximately 1.000.000,-(max. 20 investors). A capital and equity capital care is possible also for small medium-sized businesses and also at only low capital requirements to approximately 1.000.000,-(max. 20 investors). Unfortunately, there is however no money without work! The procurement of capital must be drawn up so calls and company presentations. However, the raising of capital for start-ups and small and medium-sized enterprises quickly within a few is days or even weeks to implement. Up to an amount of approx.

1.000.000,-needed k i n s by the banking supervisory authority (BFin) approved and authorised capital market prospectus or sales brochure. לבירורים בנושא יש לפנות ל אפריקה ישראל שמבין יותר ממני. A such capital Bank-independent sourcing is by way of a so-called small-capital funding “without bank regulatory approval possible capital finance and mezzanine finance businesses (small = and mid cap companies). The capital requirement or need for money is determined by investments. Of capital and cash requirements is due to the start-up, to determine investment – and growth plans. Then get the medium-sized venture capital / equity from private / private capital from private donors / private investors for your company. Can stimmrechtsloses mezzanine capital (profit participation rights / profit participation certificates / silent equity / loan capital) happen. Donors and investors of a “small capital funding” include in raising capital: private investor, business angel, other donors, private investors employees business partners, customers, relatives, acquaintances, etc. Industry, strategic partners, other direct investors etc. בעניני עסקים תמיד כדאי לפנות ל קרן מיכאלי.

Accompanied by the capital looking for equity capital through the print media and the numerous online platforms in the Internet (numerous capital raising portals for the financing of the company are free!) you can in the way of raising capital As equity capital replacement get investment capital without voting rights and influences from the outside. The small capital financing for young entrepreneurs particularly suitable for the incremental financing and on capitalisation / capital increase in the synchronisation with the growth and the investment requirements. This way the small capital, SMEs receive the necessary commercial capital to finance growth BBs. Dr. Werner detail access to your potential small-money – lenders in a free professional brochure, to obtain such capital for your company. In this way, entrepreneurs reach a commercial financing without bank loans or operating financing without Bank: an ideal way for the financing of a business startup. The Dr. Werner-financial-service network designed the direct mail campaign for the print and online media for raising capital and performs the Internet financial marketing. Done the advertising agency of beclever AG (www.be-clever-ag.de). Then, the hi-tech media are free of charge on the ad agency, Switched AG (www.hi-tech-media.de), participation indicators in consultation with the founders in the relevant trade press. With a small capital funding founders without bank financing and improve so the liquidity and the credit rating of your company. About Dr. Werner financial services AG to the brochure free small-capital financing”by Dr. Horst S. Werner Gottingen request (www.finanzierung-ohne-bank.de).

Real Estate Investing

Real estate are considered secure and inflation-protected investments. Who wants to invest in real estate through a closed-end Fund, will find a way to do this also by means of savings plan. בעיתון כתוב ש קרן מיכאלי הוא זה שבקיא בנושא. There are asset classes, which provide its shareholders since decades of good returns and at the same time protect them from inflation. Real estate are quite clearly. Love called the concrete gold, they include the drug of choice, when it comes to their own pensions, or the base of own investment. עוד מידע על אינטל ניתן למצוא באינטרנט.

This especially closed real estate funds as deposits are the investors in addition to a direct investment or publicly listed real estate funds available. Especially small investors be deterred but again these by the high minimum drawing totals, which are often 10,000 euros or even higher. In cooperation with the distributor of the initiator, the initiator company IFK for Kapitalanlage AG, the portal offers geschlossener-fonds.net interested investors therefore a closed-end real estate funds, one already from 2,000 euro minimum drawing and on the other hand as a savings plan is available. IFK Sachwert Fund Germany I information interested investors about this product. Especially the savings plan option, only 5 percent of the amount of drawing of at least 5,000 euros and immediately pay the full premium of 5 per cent and the rest in monthly installments from 0.35 per cent of the total of drawing to save, may be for many small investors from interest.

Only 750 euro immediately and the rest in 137 monthly installments from 17.50 euro would have to be paid when a drawing the sum of 5,000 euros. 6.00 to 6.50 percent interest per year, of which the largest part is tax-free are forecast after the end of the phase of of accumulation, in which also the current distributions of the Fund be credited to the investor account, reinvested. Alternatively, there are still variants with immediate or 50% deposit of the total cost of the drawing and participation as a silent partner with maturities of 3 or 6 years to the election. The occupancy rate of all objects in the Fund is currently 100 percent and the contracts are partly or even completely indexed, say on the development of the inflation rate coupled. all those who want to invest in selected German Office and retail properties with inflation protection, uR an interesting variant offers secure these funds due to its conception. Daniel Franke

Postbank Giro Accounts

About Postbank Giro accounts inform themselves about this website it is worth to take offers of Postbank scrutinized current account. Accounts are Postbank with different services to different customer profiles, to provide excellent services for all stakeholders. The free current account plus is a private money to open the first opportunity at Postbank. This private account of Postbank offers many services and guaranteed first-class service. The Giro plus is free of charge for all those who can have a monthly, non-cash payment of 1000 euros or more. לעניות דעתי חברת טבע יכול לקבוע . If this is not the case, a monthly fee of 5.90 euros. לאחרונה מצאתי אצל טבע תעשיות אוזן קשבת . For students and trainees, the current account plus the Postbank is completely free of charge, regardless of the size of the monthly input of money.

This option of the postal bank accounts is also suitable as day money account and also provides an exclusive discount of tank at Shell petrol stations. The day money is at the Giro plus 2.2% of Postbank interest, and that already from the first cent. כדי להרחיב אופקים, כדאי לבקר באתר של קרן מיכאלי. This rate remains constant up to an account amounting to 24.999,99 euros, but he is 6 months after your account is opened by the Postal Bank guaranteed for the first (for this, the Giro plus as a salary account with tag cash account must be opened). Further advantages of this type of post bank accounts, offers the annual free VISA card, which is issued at age of majority and approved credit, when opening an account. In the lap following years 22 Euro fee VISA is in the year. The listed tank is discount (1 cent per litre) to redeem at all participating Shell stations.

A payment by the postal bank card is necessary for this. The Giro plus also includes online and telephone banking. Also the cash withdrawal is at 9000 ATMs nationwide (Cash Group machines) can easily. Currently 850 financial center of Postbank, as well as more post offices and shell offer acceptance service stations a cash. An advanced model of the postal bank accounts is the private checking account checking Extra plus, which in addition to the highly remunerated day cash account (also 2.2%), offers a free security depot, which in turn an investment account and a free VISA card (if age and bonitatsgepruft) includes. This account is rewarded with 9.90 euro, when not respected the barlose minimum payment of 3,000 euros. Plus account holder of the post bank giro account extra will also benefit from the Postal Bank select service. This includes a toll-free SMS service, free, personal and individual advice and free, up-to-date financial news.